Money
Everything we have written on Money, in one place.
Single Case Agreements (SCA): How to Get Out-of-Network Coverage at In-Network Rates
Here is the situation almost nobody tells you about. You finally find a psychiatrist or a therapist who actually fits, who actually has openings, who actually understands what…
Aug 27, 2025
ACA Marketplace Plans: Picking One for Mental Health Coverage
If you’re self-employed, between jobs, contracting, running a small business, or stuck with an employer plan that costs more than your rent, the ACA marketplace is where you…
Aug 24, 2025
ERISA vs State-Regulated Plans (Why It Matters When You Appeal)
If you have ever fought a health insurance denial for a psychiatric medication, an inpatient stay, or a residential program, you have probably noticed…
Aug 16, 2025
Beating Prior Authorization Denials in Psych (The Clinician’s Survival Guide)
Why prior auth exists, and why your psych patients get hit twice as hard Prior authorization (PA) is the process where, before an insurance company will…
Aug 13, 2025
Medicare for Patients Under 65 (SSDI Disability + Mental Health Coverage)
Medicare is not just a senior thing, and that surprises a lot of guys Most people grow up thinking Medicare is the program your grandfather is on. You…
Aug 11, 2025
HDHPs, HSAs, and Mental Health Coverage
What an HDHP actually is, in plain English Every fall during open enrollment your HR portal lights up with a plan called something like "Choice HSA 3000"…
Aug 8, 2025
Getting On Insurance Panels: The Credentialing Game
If you’re a licensed clinician and you’ve been circling the question of whether to get on insurance panels, you’ve probably gotten a lot of advice that’s either cheerleading…
Aug 6, 2025
Medicaid for Mental Health Care in Oregon and Washington
If you’re an adult in Oregon or Washington and you’re scraping by, there’s a real chance Medicaid covers you, and a real chance it covers more of your…
Aug 3, 2025
How to Actually Appeal an Insurance Denial
Insurance denied your mental health claim.
Jul 31, 2025How to Actually Access Your Mental Health Benefits
Insurance companies in this country have figured out a quietly profitable trick. They sell you a plan that technically includes mental health coverage, they staff a member-services line…
Jul 29, 2025
What Every Insurance Term Actually Means (And Which Ones Matter)
Insurance companies don't write their paperwork to be understood. They write it to be unfalsifiable, which is a different problem.
Jul 26, 2025
How Health Insurance Actually Works
Health insurance is confusing on purpose.
Jul 24, 2025